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Tag: Personal Insurance

The DIY Guide to Winterizing Your Boat

The DIY Guide to Winterizing Your Boat

If your boat is kept in a cold winter weather area without heated storage, you will want to winterize before the first freeze sets in. You can pay someone else to winterize it for you, or save money by doing it yourself in a few simple steps. Steps for Winterizing an Inboard/Outboard Drive Boat Gather Your Tools and Supplies A factory service manual could be...

The Benefits of an Independent Insurance Agent

An independent insurance agent offers consumers numerous choices—translating to better coverage, and better value—with policies tailored to each client’s unique needs. What’s the difference between a direct/captive agent and an independent agent?  A direct/captive agent works for the insurance company, while an independent insurance agent (also known as an insurance broker) works for the customer. An independent agent works with many different insurance companies and...

A Parent’s Guide to Teen Driver Safety

A Parent’s Guide to Teen Driver Safety

Learning to drive and getting a license is an important step in the process of becoming an adult. But that does not make it any less stressful for the teen’s parents! It is nearly impossible not to worry when you are aware of teen driving accident statistics and know how susceptible that age group can be to driver distraction. If you are a parent of...

Is Lost or Stolen Jewelry Covered by Homeowners Insurance?

Is Lost or Stolen Jewelry Covered by Homeowners Insurance?

Personal jewelry items can be extremely valuable. For example, the average cost of an engagement ring in the U.S. is $7,829, as reported by Brides.com. A strand of South Sea pearls can be worth more than $100,000, as stated by The Pearl Source. If jewelry is lost or damaged because of a covered peril, such as theft, it is covered by homeowners insurance, up to...

Homeowners Insurance Q&A

Questions about homeowners insurance? You’re not alone. Below are answers to some of the most common questions we’re asked about homeowners insurance. What’s NOT covered by my homeowners policy?     Typically, coverage does not apply to damage caused by flood, surface water, water that backs up through sewers or drains, earth movement. Personal liability and medical payments do not apply to the operation, ownership, or use...

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