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Tag: Personal Insurance

The Basics of Builder's Risk Insurance

If you're building a new home or making extensive renovations on an existing structure, you'll need builder's risk insurance to cover the property during the course of construction. What is Builder’s Risk Insurance Builder’s risk insurance, also known as course of construction insurance, is a specially designed policy that provides coverage for commercial and residential buildings during the construction process, including ground-up projects and renovations....

Save Cash With These Summer Home Tips

Save Cash With These Summer Home Tips

Summer is here, and with hot weather comes rising electric bills and other costly household expenses. None of these money-saving tips are particularly costly, but each of them can contribute to turning your home into a more comfortable place to escape the blazing summer sun. Replace your air filters in your air conditioner and vents. Accumulated dust, dirt, and other allergens can all cause your system to work less...

5 Boat Safety Tips for the Summer

5 Boat Safety Tips for the Summer

When people are out boating in the summer, safety can sometimes take a backseat to pleasure. This could be a tragic mistake. In 2020, there were 5,265 boating accidents in the U.S., causing 767 fatalities and 3,191 injuries, as reported by the U.S. Coast Guard (USCG). Enjoy the sun and the water but keep the following boat safety tips in mind. Don’t Drink While Boating...

6 Things You Shouldn’t Store in Your Garage

6 Things You Shouldn’t Store in Your Garage

A garage helps protect your vehicles from exposure to the elements. It can also be a convenient location for storing items you don’t want to keep in the house. Keeping some items in the garage can create a health and safety risk for you and your family. Never store these six things in your garage: Propane Tanks If you barbecue outdoors, you may keep propane...

Understanding What Your Home Insurance Policy Covers

Understanding What Your Home Insurance Policy Covers

Understanding your home insurance policy and what it covers is essential but easier said than done. Insurance contracts are written in a legal language unfamiliar to most of us. To understand your coverage, you may want to get help from a local insurance agent. You need to know what is covered – hopefully long before you need to file a claim. You likely have homeowners'...

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