Safeguard Your Property During the Holidays
Posted: November 1, 2021
The holidays are a time for celebration and getting together with family and friends. They can also mean a greater risk for your property if you are hosting parties or traveling away from home to other holiday celebrations. This is where your homeowners insurance policy comes in. Common Holiday Homeowners Insurance Claims Your homeowners policy will likely cover a range of holiday-related losses, including the...
Millennials and Home Insurance
Posted: October 16, 2021
More millennials are buying homes these days, as opposed to renting. By the end of 2018, this generation represented 45% of all new home mortgages, as stated in a Housing Wire article. One thing is certain, whether renting or purchasing a condo or a house, millennials need home insurance to protect them against damage to or loss of their property and against liability. Renters Insurance Your...
The Benefits of an Independent Insurance Agent
Posted: September 27, 2021
An independent insurance agent offers consumers numerous choices—translating to better coverage, and better value—with policies tailored to each client’s unique needs. What’s the difference between a direct/captive agent and an independent agent? A direct/captive agent works for the insurance company, while an independent insurance agent (also known as an insurance broker) works for the customer. An independent agent works with many different insurance companies and...
Is Lost or Stolen Jewelry Covered by Homeowners Insurance?
Posted: September 1, 2021
Personal jewelry items can be extremely valuable. For example, the average cost of an engagement ring in the U.S. is $7,829, as reported by Brides.com. A strand of South Sea pearls can be worth more than $100,000, as stated by The Pearl Source. If jewelry is lost or damaged because of a covered peril, such as theft, it is covered by homeowners insurance, up to...
Homeowners Insurance Q&A
Posted: August 23, 2021
Questions about homeowners insurance? You’re not alone. Below are answers to some of the most common questions we’re asked about homeowners insurance. What’s NOT covered by my homeowners policy? Typically, coverage does not apply to damage caused by flood, surface water, water that backs up through sewers or drains, earth movement. Personal liability and medical payments do not apply to the operation, ownership, or use...
