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Tag: Homeowners Insurance

Do I Need to Tell My Insurance Company if My Dog Bites Someone?

Dog bites are more common than you might realize—4.5 million occur every year in the U.S., according to the Centers for Disease Control and Prevention. And most victims are young children. You probably don’t think your dog would ever bite someone, let alone cause a serious injury. But dog bites are more common than you might realize—4.5 million occur every year in the U.S., according...

How to Create a Home Inventory

How to Create a Home Inventory

After a disaster, such as a fire, theft, or a storm, filing a personal insurance claim is a priority. Your insurance company will require you to present a full inventory of your lost or damaged items. A home inventory makes the insurance claims process far more efficient and faster. Any homeowner or renter should take the time to create an inventory of their possessions. The...

Which Disasters Are Covered by Home Insurance?

Which Disasters Are Covered by Home Insurance?

Natural disasters can wreak havoc on a home – or destroy it entirely. Homeowner’s insurance provides financial protection against covered damages to your home and personal belongings, and liability for injuries to others in certain circumstances. No home insurance policy covers all natural disasters. It is important to understand the type of policy you have and which disasters it covers. What Does Standard Homeowners Insurance...

How to Keep Your Backyard Campfires Safe

How to Keep Your Backyard Campfires Safe

There is nothing like a campfire to create a cozy atmosphere when friends and family get together under the stars. A fire draws the gaze and lets you keep warm while socializing in the cool of the evening. A campfire can even be used to cook a meal if you have the right type of fire and accessories. But where there is fire, there is...

How Global Supply Chain Issues Could Result in You Being Underinsured

With supply chain delays impacting home and auto prices as well as repair costs and timelines, insureds should talk to their agent about reassessing the limits on their insurance policies. Otherwise, they may find themselves grossly underinsured come claim time. Missing Parts, Repair Delays, and Inadequate Insurance Coverage Despite the global economy slowly starting to emerge from the Covid-19 pandemic, the pandemic’s destructive impact to...

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