The Lower Premium Trap
Posted: November 18, 2020
Many insurers try to lure you with quick quotes and lower premiums, hoping you won’t notice suddenly missing or reduced coverages. Let’s face it, saving money is on everyone’s mind these days. But when it comes to insurance, well… you get what you pay for. Unfortunately, though, insurance can be confusing, and consumers may not fully understand exactly what they’re paying for. Believe it or...
Avoid Common Home Accidents During The Holiday Season
Posted: November 16, 2020
From late November to mid-January, the holidays bring good cheer and gatherings with friends and family. They are also a season when home accidents frequently occur. The following are some common holiday-related accidents, along with tips to help keep your family safe at home over the holiday season. Decorating Fall Accidents You may be surprised to learn how many people are injured while decorating their...
How To Prepare Your Home For Fall
Posted: September 16, 2020
When the thermometer begins to drop and temperatures get cooler, it’s time to start thinking about getting ready for autumn. The weather can be unpredictable, and it’s best to get a head start on seasonal chores so you are not caught unprepared. The following general “to-do list” can help you prepare your home for fall. Check for drafts: Reduce your heating bills and stay warmer...
Am I Required To Have Homeowners Insurance?
Posted: August 16, 2020
There is no law that says you have to purchase homeowners insurance if you own a home, as stated by the Insurance Information Institute (III). However, very few home buyers can pay cash upfront for such an expensive purchase. Most people will need to finance most of the cost of a home, and that means going to a mortgage lender. As a condition for obtaining...
Smart Solutions to Avoid Getting Soaked
Posted: August 7, 2020
Home Water Damage on the Rise With home water damage (quite literally) on the rise, the potential for fire is no longer the biggest risk facing average homeowners. It’s a water claim. Driving the increases are a number of factors, including aging homes, pipes and valves, and luxury amenities such as second-floor laundry rooms. Aging Homes Not surprisingly, older homes are at greater risk of...
