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Category: Homeowners Insurance

How to Keep Your Backyard Campfires Safe

How to Keep Your Backyard Campfires Safe

There is nothing like a campfire to create a cozy atmosphere when friends and family get together under the stars. A fire draws the gaze and lets you keep warm while socializing in the cool of the evening. A campfire can even be used to cook a meal if you have the right type of fire and accessories. But where there is fire, there is...

How Global Supply Chain Issues Could Result in You Being Underinsured

With supply chain delays impacting home and auto prices as well as repair costs and timelines, insureds should talk to their agent about reassessing the limits on their insurance policies. Otherwise, they may find themselves grossly underinsured come claim time. Missing Parts, Repair Delays, and Inadequate Insurance Coverage Despite the global economy slowly starting to emerge from the Covid-19 pandemic, the pandemic’s destructive impact to...

Safeguard Your Property During the Holidays

Safeguard Your Property During the Holidays

The holidays are a time for celebration and getting together with family and friends. They can also mean a greater risk for your property if you are hosting parties or traveling away from home to other holiday celebrations. This is where your homeowners insurance policy comes in. Common Holiday Homeowners Insurance Claims Your homeowners policy will likely cover a range of holiday-related losses, including the...

Millennials and Home Insurance

Millennials and Home Insurance

More millennials are buying homes these days, as opposed to renting. By the end of 2018, this generation represented 45% of all new home mortgages, as stated in a Housing Wire article. One thing is certain, whether renting or purchasing a condo or a house, millennials need home insurance to protect them against damage to or loss of their property and against liability. Renters Insurance Your...

The Benefits of an Independent Insurance Agent

An independent insurance agent offers consumers numerous choices—translating to better coverage, and better value—with policies tailored to each client’s unique needs. What’s the difference between a direct/captive agent and an independent agent?  A direct/captive agent works for the insurance company, while an independent insurance agent (also known as an insurance broker) works for the customer. An independent agent works with many different insurance companies and...

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