Category: Homeowners Insurance
Save Cash With These Summer Home Tips
Posted: July 14, 2022
Summer is here, and with hot weather comes rising electric bills and other costly household expenses. None of these money-saving tips are particularly costly, but each of them can contribute to turning your home into a more comfortable place to escape the blazing summer sun. Replace your air filters in your air conditioner and vents. Accumulated dust, dirt, and other allergens can all cause your system to work less...
6 Things You Shouldn’t Store in Your Garage
Posted: June 1, 2022
A garage helps protect your vehicles from exposure to the elements. It can also be a convenient location for storing items you don’t want to keep in the house. Keeping some items in the garage can create a health and safety risk for you and your family. Never store these six things in your garage: Propane Tanks If you barbecue outdoors, you may keep propane...
Understanding What Your Home Insurance Policy Covers
Posted: May 16, 2022
Understanding your home insurance policy and what it covers is essential but easier said than done. Insurance contracts are written in a legal language unfamiliar to most of us. To understand your coverage, you may want to get help from a local insurance agent. You need to know what is covered – hopefully long before you need to file a claim. You likely have homeowners'...
Flood, Water Backup, & Seepage Coverage
Posted: April 18, 2022
Knowing which water perils are (and aren't) covered can help ensure you don't get soaked come claim time. When it comes to insurance, not all water damage is the same. Let’s look at how perils such as flood, water backup, and seepage differ: Flood Flooding—water damage that occurs from water breaching an egress threshold of your home (for example, a window or doorway)—is defined by...
Home Renovations That Can Affect Your Insurance
Posted: April 16, 2022
Renovating your home can enhance your living environment and increase the value of your property. Home renovations can be chaotic at first, with debris from demolitions piling up. While looking forward to an improved home environment, you need to be aware of some types of home renovations that could affect your insurance coverage. Pools A pool can significantly enhance the value of your home and...