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Category: Car Insurance

The Importance of Umbrella Insurance

Umbrella insurance is one of the most important—and affordable—types of coverage you can buy. Do you own a dog? How about a trampoline? Do you have a long commute? If you answered yes to any of those questions, you have a greater than average chance of being sued. You’re also vulnerable if you have teen drivers at home, own more than one home, employ domestic...

How Global Supply Chain Issues Could Result in You Being Underinsured

With supply chain delays impacting home and auto prices as well as repair costs and timelines, insureds should talk to their agent about reassessing the limits on their insurance policies. Otherwise, they may find themselves grossly underinsured come claim time. Missing Parts, Repair Delays, and Inadequate Insurance Coverage Despite the global economy slowly starting to emerge from the Covid-19 pandemic, the pandemic’s destructive impact to...

Heading Out of Town? Remember These Driver Safety Tips

Heading Out of Town? Remember These Driver Safety Tips

Americans love their road trips and head out in vast numbers to visit relatives, camp, fish, hunt, visit resorts and theme parks, or enjoy our beautiful country. Before you leave town on your road trip, take the time to review these driver safety tips – they could save a life. A Vehicle Check-Up Before any long trip, ensure your vehicle is in top running condition....

Homeowners Insurance Q&A

Questions about homeowners insurance? You’re not alone. Below are answers to some of the most common questions we’re asked about homeowners insurance. What’s NOT covered by my homeowners policy?     Typically, coverage does not apply to damage caused by flood, surface water, water that backs up through sewers or drains, earth movement. Personal liability and medical payments do not apply to the operation, ownership, or use...

The Five Types of Insurance Every College Student Needs

The Five Types of Insurance Every College Student Needs

Parents face many challenges in preparing a child for college. The process generally starts in the junior year, including monitoring grades, applying for scholarships and grants, and visiting various college campuses. The focus on college can become an all-consuming task. Once a college is chosen, and your child is accepted, a new set of challenges arises.  One neglected area to add to the college "to-do"...

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