How To Control Workers' Compensation Costs
Posted: August 5, 2022
Workers' compensation has become a major contributing factor to the cost of business insurance. Premiums are high for many types of businesses, and the additional costs associated with employee injuries can be staggering. However, business owners are not as helpless as they may feel in controlling the cost of workers' compensation insurance. Our knowledgeable agency is available to assist with loss control in several different...
Commercial Insurance: Protection Against Lawsuits
Posted: July 27, 2022
If an unexpected accident takes place at your facility or office, or a lawsuit related to a product or service is filed against your business, the general liability insurance you have in place should cover your losses, including the legal costs involved in defending against it. A general business insurance policy should cover you against injury lawsuits, false or misleading advertising lawsuits, accusations of slander,...
The Basics of Builder's Risk Insurance
Posted: July 18, 2022
If you're building a new home or making extensive renovations on an existing structure, you'll need builder's risk insurance to cover the property during the course of construction. What is Builder’s Risk Insurance Builder’s risk insurance, also known as course of construction insurance, is a specially designed policy that provides coverage for commercial and residential buildings during the construction process, including ground-up projects and renovations....
Commercial Auto Insurance: What Is The Best Coverage?
Posted: July 18, 2022
Your company has specific needs for commercial auto insurance coverage. How much coverage should you have in place for liability, comprehensive coverage, collision coverage, and medical payments? Your company may rent certain vehicles from time to time, or you may have employees who use their personal cars or trucks for company business. Regardless of the type of coverage, you need to protect yourself and your...
5 Medical Malpractice Insurance Myths
Posted: June 19, 2022
If you are practicing medicine, malpractice insurance is a must. Myths and misunderstandings surrounding professional liability insurance for doctors make the subject more complicated than it is. Here are some common medical malpractice insurance myths, followed by the facts: You Cannot Be Sued for More Than Your Policy Limits This statement is false. You are the one being sued for malpractice. If a jury awards...
